Quotable Money: Frugalites and Attitude Adjustments

pic by stopnlook @ Flickr

There are always some great memes and ideas from around the personal finance web. Here are some thoughts and quotes I’d like to share with you.

“Just like a horse needs to wear blinders to block out distractions, you need blinders to focus on paying down debt. So what the heck are financial blinders? A budget and a debt snowball.”
Deliver Away Debt

“Definition of a Frugalite: One who is frugal, yet fun. A person who wants to save as much of their hard earned cash as possible – but in creative ways.”
Money Funk

“There are quite a few things that you can do to improve your financial and personal state without spending even a single dime. One of the biggest is simply improving your attitude – the way you interpret the things around you and the way you relate to others.”
The Simple Dollar

There’s a reason why the best and brightest flock to the big coastal cities of America.  It’s where the best jobs, and therefore the best pay reside.  The networking opportunities are amazing, and if you have New York City on your resume for example, it’s like a stamp of approval that you can handle anything.

Financial Samurai

“Everyone and their mother who graduates college and gets a new job seems to immediately make one of the worse financial decisions available. They buy a new car.”
Planting Dollars

“Emergency funds are meant to be kept for tough times. In today’s socio-economic times it is more important than ever to keep some money on the side for a rainy day. Most financial advisers recommend you save about 6 months worth of living capital which will cover your expenses should you lose your job, or run into financial hardship.”
Nil 2 Million

“There’s an old Buddhist proverb:  When the student is ready, the master appears. It goes kind of nicely with the Chinese proverb: A single conversation with a wise man is better than ten years of study. But what we have to remember is that the student MUST be ready, they have to be looking for the answers themselves, come to you and say “help me figure a way out of this mess”.
Single Mom, Rich Mom