There are two ways to face down personal financial upheavals: decrease expenditures and increase revenue.
In other words, save money and make money.
As the number of coupon clippers and group sales social networks attest, a lot of people are getting the first lesson. They’re trying hard to save money.
That’s only one part of the equation.
To really take control of your financial picture, you need to save money AND make more money. You also need to set definite goals. (For some, saving money is hard to maintain–it just takes a major purchase or a shopping binge to throw you off your game.)
You might want to consider the ten percent-ten percent solution.