The Online Investing AI Blog

I read some really disturbing news in the vast reams of disturbing news out there. But this one has nothing to do with rigged elections and the blown economy.

In a survey  of  1,000 Break Media users, only 29 percent of males aged 18-34 say they are saving money. This is in contrast to national saving average, which is up like 15 percent. And, during a recession savings rates naturally go up. But not the savings rate of young males, apparently.

What’s wrong with the investment habits of Johnny?

I think there are a few reasons for this financial illiteracy.

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Business Strategy, Investing, Money, Online Investing AI, Success, US Economy ecoomy, habits, invest, Investing, Money, youth

Although investing does not require a lot of time, it does require us to allocate some time and effort on a regular basis. Many people let their life go by with the excuse “I don’t have time.” That’s why I use the word allocate. It means that we must make time for what’s important.

If we don’t make time for the important things in life, they will never happen. It’s about deciding what will really make a difference in our lives, and deciding that we will create time for it. It does not need to be a long time, just 30 minutes is often enough.

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Investing, Success habits, Investing, managing time, Money, morning, Success

Many people go through their lives without thinking about where they are going. We see it all around us. People wake up in the morning, go to work, come home, crack open a cold one, and watch TV. We are so tired from the daily grind that when we come home we don’t want to do anything except zone out, a zombie in front of the plasma machine.

There is one small problem with doing this. One day, we wake up at the end of our lives, and wonder where it went. We always thought “I’m going to travel the world.” Or, “I would like to learn to dance.” But we are stuck in our cubicle prisons and we never do anything to make those dreams real.

The real cause of this problem is the silent killer for more people than any other cause: procrastination. We think, “Oh, I’ll do that tomorrow.” And we believe it in the moment. But that belief is just a hallucination. Because nothing ever happens with that desire. We simply forget about the whole idea for a while. Then, when it comes back to us, we just put it off again.

So the dangerous part of this habit is that it seems plausible in the moment. We believe that we will actually do something about our dreams in the near future. But it never happens.

Often times we think that we need to take a big step towards our dreams. But this is not true. If we simply make a small step, that can make all the difference in the world. One small step leads to another, to another, and another. Momentum naturally grows. And our dreams become real.

Dreams Come True dreams, habits, procrastination, Success