
Finance can be a pretty complex situation.
Some people are just afraid of numbers. And fractions. And percentages.
There’s help out there, number-phobes.
You can find financial calculators that can tackle all of your challenges–whether it’s finding a great investment, or saving for your honeymoon.
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Internet, Investing, Money, Online Investing AI
calculators, finance, finances, Money, money management, wealth, wealth management

We all tend to think of the boss as the man or woman in the corner office, or cube, who controls our lives for at least eight hours a day. Usually more.
After work, you carry the boss home and spend the remaining hours of the day discussing, kvetching, and bitching about him or her.
For most, this is when the idea of financial freedom becomes so appealing. The line of thinking is: if you have money to escape the job, you’ll have money to escape the boss.
It’s good thinking. But look closely. Who really is your boss?
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Investing, Money, Online Investing AI
boss, bosses, financial freedom, invest, job, money management, personal finance, personal financial freedom, save, spend, work

pic by dizznbonn via Flickr Creative Commons
The trader’s Catch 22 is that high risk can lead to high returns. Oh, and high risk can also lead to devastating losses.
But the great trading dilemma is to figure out how much return you’ll receive for the risks you take. One way to estimate this risk-reward ratio is by using the Sharpe ratio.
The Sharpe ratio is named after Nobel-prize winning economist William Sharpe.
The ratio is calculated by subtracting the risk-free rate – such as that of the 10-year U.S. Treasury bond - from the rate of return for a portfolio and dividing the result by the standard deviation of the returns.
This may sound a little complicated, but compared to other ways of determining risk, the Sharpe Ratio is a snap.
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Automated Trading, Investing, Money, Online Investing AI
Automated Trading, invest, money management, risk, sharpe ratio, smart investing, strategy, trading, wealth

Pic by Alan Cleaver at Flickr Creative Commons
Mint.com, Wesabe, Bundle.com and other personal finance technology hubs were the first to recognize the democratizing power of technology in the money management sphere.
Online personal finance tools can unleash a team virtual accountants and analysts in your laptop.
You can now run reports and check graphs on everything from creating a budget to monitoring your spending habits to pinpointing your best investment returns.
Now, banks and credit card companies are growing wise to this tech trend and bolstering their own sites and online banking portals with personal finance technology.
Most customers are wondering, “what took you so long.”
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Accelerating Technology, Internet, Investing, Money, Online Investing AI, Success, US Economy
banks, credit union, finance, Money, money management, personal finance, technology
I think it may be an understatement to suggest that there are people who aren’t numbers people.
Fractions, percentages, and equations are just hard to wrap your head around, especially if your a visual person.
Thankfully, technology is making sure that just because you’re not a numbers person, you aren’t shut out of personal finance.
Bundle.com, a site that’s just starting up, is taking the next step in money management technology.
It not only pulls in tons of financial info for you, Bundle presents it in a cool, easy way.
You don’t have to be a numbers person to be a personal finance expert anymore.
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Accelerating Technology, Business Strategy, Money, Online Investing AI
bundle, bundle.com, Money, money management, personal finance, visualize, wealth technology

Picture courtesy banspy @ Flickr
Trading and gambling have been metaphorically tied together forever.
Traders talk about making a bet. They say they hit the jackpot, or they left their money on the table.
Trading and gambling, after all, do share commonalities–risk, returns, a certain element of randomness, and position sizing–to name a few.
But the comparisons, or lessons, don’t stop there.
According to a new study from Cornell University, investors and traders can all learn from a slightly contrarian gambling strategy. The study makes the case that online poker players who win more hands, end up losing more money.
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Accelerating Technology, Automated Trading, Business Strategy, Dreams Come True, Internet, Investing, Money, Online Investing AI, Success, US Economy
discipline, gambling, Investing, Money, money management, poker, risk, wealth
True story.
In the mid-2000’s a minor hedge fund manager named John Paulson noticed the housing price trends in the early 2000s had far out-paced historic trends.
He decided a new trend was coming–a massive drop in home prices. Paulson made an astute bet that the prices would decline. He was right.
Then, he and his wife went on vacation.
During the vacation, Paulson’s wife went to the ATM to check the balance. When she looked at the statement, she was more than a little surprised to see the figure: $45 million.
I don’t know how Paulson became a hedge fund manager and I’m not even sure you’d want to follow a similar path, but in this three-part series, you can learn that you have access to some of the tools and technology needed to create your own version of a hedge fund.
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Accelerating Technology, Automated Trading, Business Strategy, Dreams Come True, Investing, Money, Online Investing AI, Success, US Economy
hedge fund, individual investor, Investing, john paulson, Money, money management, trading, wealth
As you might have guessed, Online Investing AI believes that Automated Trading will change the landscape of investing. Automated Trading combines the low-maintenance of investing with the better returns of trading.
As technology becomes more dependable and investment strategies become more predictable, new doors of access will open for investors.
But investing is just one block in your wall of personal finance. You also have to spend and save money wisely.
If computer and online tech can help you invest, it can also help you save. And, it’s true. There are ways you can use the power of automated personal finance to improve your financial well-being. Here are six easy steps to turn boring money management into automated personal finance:
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Accelerating Technology, Automated Trading, Internet, Investing, Money, Online Investing AI
automated technology, automatic, bills, invest, Investing, make money, money management, personal finance, save money, trading

If you’re like me, you care less what’s in your bank account than what will be in your bank account the day before payday.
Budgets are fluid and PocketSmith is one of the first online personal finance tools that helps watch the ebb and flow of your money situation. It can even predict what your fund level in your bank account will be on any given date, based on past money performance.
And if you’re not happy with the results, you can play around with your financial inputs to better balance your budget. Adjust how much money you’ll spend and when you’ll spend it. Adjust more income, if that’s in the cards.
It has a pretty wide predictive range, too. In case you want to see whether you can splurge for Christmas, PocketSmith can look into the future to generate six-month and a year forecast.
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Internet, Investing, Money, Online Investing AI
finance, financial tools, Money, money management, online personal finance, PocketSmith
Making money has got a bad rap.
When most people think about how to make money, they think they have to put on a suit and getting a job. They’ll spend long hours slaving away on a spreadsheet, balancing columns. Then, after years and years, the boss will give them a raise.
Or outsource their job.
But, making money doesn’t have to be ties and spreadsheets. In fact, some people are making money in smart, fun ways. They’re also learning how to save and invest in non-traditional ways.
In this Weekly Wisdom, we’ll link up with some fun ways to make money. (And save money. And invest money.)
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Automated Trading, Investing, Money, Online Investing AI, Success
invest, make money, money management, personal finance, save money