Tag Archives: New Year’s

New Years Resolutions

Since today is Jan. 1st, I started thinking about New Years Resolutions. And what better way to start the new year than by creating a blog post?


One thing that is funny about New Years Resolutions is that most people have them. And 99% of the time they have completely forgotten all about them by spring.¬†This useless goal setting system is completely broken. Yes nearly all people use it. Then they lament that they “failed” in following through.


The #1 New Years Resolution is going to the gym. I wish I owned some gyms. Perhaps 95% to 98% of the members never go. And those that do go only use it a few times per month. Ever wonder my gym membership is so cheap? Because the cheaper it is the easier it is to lie to ourselves.

I don’t want to cancel it because I am going to try to start going.

I wonder why people think it is such a great idea to get drunk and party on New Years Eve. Why? What’s so great about it? It’s just another year that¬†went by. Did you achieve your goals? Did you get rich? Did you even go to the gym? If I answered no to those questions, then I wouldn’t be partying. I would be pondering.

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Hacking Your New Year’s Personal Finance Resolutions

Phtot @ Flickr

Photo @ Flickr

Your first personal financial resolution should be that you shouldn’t make resolutions. Resolutions that are made at a certain time, or after an event rarely have durability. As time passes, the resolutions begin to waver. And then they falter.

Let’s face it, if we all had a dollar for each time we promised God (or however you choose to identify a higher power) that we’d give up <insert your preferred vice here> if we just <insert your top request here>, we probably wouldn’t need an Automated Trading system or personal finance advice, right?

New Year’s resolutions are possibly the worst. First, the timing is terrible. These resolutions come at the worst possible time. Temptations of all the biggies–booze, food, and, well, you know–are everywhere. When you trip coming out of the gate, it’s a little hard to finish the race.
Resolutions may be hard to keep, but not impossible. Here are a few New Year’s Resolution hacks.

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