The Online Investing AI Blog

If it makes you fly... Photo from Creative Commons (Flickr) by notsogoodphotography.

Revolutions don’t happen in good times; they happen when times are desperate. We can safely say that times are about as dire as ever in recent memory, with no real signals that an economic reset is near.

Unemployment is soaring. The stock market is limping. Governments are in turmoil.

It’s time for a revolution. Except this revolution doesn’t need to include street riots or mass rallies. In fact, those are never really revolutions–they’re just changing of the guards. What I’m talking about is a personal revolution–an internal Bunker Hill or Bastille–that  produces the biggest, most positive change.

This revolution should be so complete, that we’ll never fall back on the behaviors and attitudes that got us in this situation in the first place. It will be guided by a manifesto governing this new way of approaching our lives and lifestyles, our wallets and our pocketbooks.

I’m talking about a manifesto for personal financial freedom.

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On a sweltering July 4th, 1776, a group gathered in a small room in a red brick building located in Philadelphia and began the process to adopt the Declaration of Independence, a simple document that would alter the future of a nation.

There were a lot of reasons the men who huddled on that July day were sweating–besides the humid 90-degree temperature. They were doing something that wasn’t just totally new and revolutionary, they were committing treason.

While (hopefully) you’re not facing treason charges and you don’t have the weight of history bearing down on your shoulders, the idea that you can master your own financial destiny is no less unconventional, or revolutionary.

Most people pass their responsibility on to financial advisors, or simply shrug off their commitment to their future and rely on luck and old “work until you retire” directive to guide their destiny.

It doesn’t have to be that way. Here are four steps you can take to sign your own Declaration of Financial Independence.

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The Iranian Revolution–or what appears to be a revolution–isn’t just being televised; it’s being Twittered, Facebooked, Flickred, and MySpaced.

This may be the first time that social networking has played such a critical role in social upheaval. Iranians, mad at rigged election results and highly censored, are using Twitter as one of their communication vehicles.

During a 15-minute span, I watched thousands of messages of solidarity on Twitter. I received links to evidence of vote tampering and editorials. I watched protests. Actual, courageous revolutionaries were telling me about their experiences during protests.

Bloody pictures were accessible, too.

Here’s how Anidea is describing it:

To Ahmadinejad’s chagrin, information, images and video are pouring out of Iran at an incredible rate, generating controversy and dominating reporting at both international news organizations and the mainstream media.  Perhaps more impressive is that this tremendous outflow of Iranian sentiment within social media has achieved what years of political and economic isolation could not: sowing the seeds of real reform and debate in Iranian society.  Faced with the demands of the Iranian people for greater transparency, even the Ayatollah and the Iranian government are calling for a probe into the election results. Historic indeed.

This is powerful stuff. And how appropriate.

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