Greece implodes!
California teeters!
States withhold tax refunds!
I’m not sure about you, but I’m starting to call the second decade of the 21st century, the “Exclamation Point Decade.” Bad, scary news is reported 24 hours a day, 7 days a week. The breathless fear seems to increase with every headline and news segment.
Why should I be any different. I recently read some statistics at CNN Money that are pretty fear-inspiring. (As always, I have a sunny spin on it…)
Read more…
Investing, Money, Online Investing AI, US Economy
CNN Money, personal finance, savings, spending, spending habits, statistics, stats
As a limited time promotion, we are giving away the first two chapters of The Wealth Singularity for free. What is the Wealth Singularity?
We believe that technology accelerating at an ever increasing pace. But that is not all that is changing. New technology is used throughout the world to make money, for both individuals and corporations.
How will Artificial Intelligence revolutionize the investing game? How are blogs, Twitter and Facebook revolutionizing the Internet? How can you achieve financial freedom without wasting a lifetime in a cubicle?
These are important questions that are answered in this eBook.
Why get left behind as other people and businesses are using new technology to cash in?
Read more…
Accelerating Technology, Automated Trading, Business Strategy, Dreams Come True, Great Books, Internet, Investing, Money, Online Investing AI, Success
ebooks, finances, financial success, learning, Money, spending, Success, the wealth singularity
They say money can’t buy you happiness; but it can put a nice down payment on it.
If there’s one thing I’ve learned this week, it’s that trying to seek true happiness and fulfillment without financial freedom is nearly impossible and is more likely a result of chance, rather than strategy.
Spending and saving, investing, and mental attitude are integral to financial freedom. Fortunately, we live in times where that information is free, readily accessed, and is almost continually updated and debated.
In this edition of Weekly Wisdom, we’ll pass on links that will help you on your way to financial freedom.
Read more…
Accelerating Technology, Automated Trading, Business Strategy, Dreams Come True, Internet, Investing, Money, Online Investing AI, Success, US Economy
blogs, financial freedom, fiscal, independence, Links, Money, roundup, saving, spending, wealth
alamosbasement@Flickr
Frugality is in.
Excess is out.
Little cars rock.
Big cars don’t rule.
Live in a cabin, not a McMansion.
With hundreds of books, blogs, web sites, and gurus praising the new frugality, it may be a time to step back and wonder, “can there be too much of too little?”
The answer is yes. The reason is rooted in the human reaction to swing between extremes, instead of focusing on balance, the middle path. If you’ve been experimenting with the frugal lifestyle, here are some ways you can tell if you’re too frugal, so you can start being balanced.
Read more…
Investing, Money, Online Investing AI, US Economy
balance, frugal, frugality, life balance, Money, saving, spending
At a recent holiday party I was re-introduced to a former co-worker.
When I asked what she was up to, she said she was a “life coach.” I hope my shock didn’t show, but I was kind of blown away.
Sure, she was modestly successful in her career. (Although, her main teachable skill was a shameless ability to kiss up.) But her life was… how do I put this politely… a bit of a disaster. Bad relationships. Addictions. Poor personal financial planning. Some anger issues thrown in to boot.
My whole respect in life coaches dropped about as far down as my jaw when she announced her new job. Later, after I had time to dwell on it, I think that life coaches are a waste of money.
Read more…
Dreams Come True, Money, Online Investing AI, Success
career, coaches, life coach, Money, saving, spending
Christmas w/a K @ Flickr
It’s called the season of giving.
It could be called the season of giving yourself a bad credit rating.
Or the season of giving your credit card company extra money.
Or the season of giving yourself a heart attack.
Or the season of giving yourself a stress headache.
Or the season of giving yourself a hangover.
The holiday season has been used as an excuse to over-spend and over-indulge in a number of vices. Fortunately, there are a lot of smart people out there who are willing to pass on their wisdom on how you can have a smart holiday.
The following are some of the best holiday posts and articles that we’ve found.
Enjoy. And Merry Christmas!
Read more…
Accelerating Technology, Automated Trading, Business Strategy, Dreams Come True, Internet, Investing, Money, Online Investing AI, Success, US Economy
christmas, debt, gift ideas, gifts, holidays, Money, rount up, spending, stress, wealth
It’s a new world.
Trust in financial companies… down.
Interest in saving money and frugal living… up.
Desire to break free of the shackles and chains of indebtedness? That’s at an all time high!
When it comes to personal finance, brothers and sisters are doing it for themselves. Here are some posts and articles that will help you do it for yourself.
Read more…
Accelerating Technology, Business Strategy, Internet, Investing, Money, Online Investing AI, US Economy
diy, do it yourself, invest, Money, saving, spending, wealth, weekly wisdom, wrapup
Jake Wasdin@Flickr
Everyone is looking for the secret to wealth.
It’s the headline of book and magazine articles. It’s the title of more than a few best-selling books. Television specials cover the topic. There are entire blogs based on the subject. I bet, if you click around the archives of Online Investing AI’s blog, you’ll find posts on the subject of wealth secrets.
Well, here’s the secret.
The secret is there is no secret.
Wealth is nothing more than living your own life and living it as close to your principles as possible. It has nothing to do with the number of zeroes on your bank account statement.
Theoretically, it has nothing to do with finance at all. But–you knew there would be a but–here’s where finance comes in.
In order to live your life, you must not let anyone else take a substantial stake in it.
Read more…
Business Strategy, Investing, Money, Online Investing AI, Success, US Economy
borrowing, income, Investing, lending, means, Money, spending, wealth
tshein @ Flickr
This blog revolves around the idea that as technology gets more powerful, faster, and smarter, your pocketbook or wallet have to benefit.
New investment technology will improve your returns. New financial management tech will make saving and spending easier. The internet has created instant access to billions of global customers.
Now technology is taking on Black Friday shopping.
If you’re shopping on Friday–and God bless you if you are–here are some tools you can use to make the venture cheaper and safer.
Read more…
Accelerating Technology, Internet, Money, Online Investing AI, Success, US Economy
apps, black friday, Black Friday sales, frugal, save, shopping, spend, spending
As the effects of the government stimulus plan are seen, there are more and more signs that the recession is ending. The media is quick to pick up on any changes and report that the economy is recovering. This article at Yahoo Finances is all about the improving housing market. Yet I think that all the positive news is only one side of the story.
The other side is that the fundamentals have not really changed. Unemployment is high, and is rising. There is no evidence that it will improve. All of the improvements in the economy are from government spending: Cash for Clunkers, First Time Home Buyers Plan, etc. These measures are good at getting people who aren’t financially responsible to spend money. It is a short term improvement but will have a longer term negative effect.
Read more…
Investing, Success, US Economy
america, cars, Cash for Clunkers, debt, deficit, economy, housing, spending
is one of my favorite financial books of all time. It's an allegory about a guy who has a terrible job, and how he overcomes challenges to achieve his dreams.
